Keep your loved ones secured. Always.

Death is inevitable. Only a matter of time when.

 

Feel secure knowing your loved ones will be covered when the unavoidable happens by availing of life insurance.

 

Life insurance is important. The sooner you avail of it, the better. Here’s why.

 

  • Why should I purchase life insurance?

 

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Life insurance can be used for income protection, an emergency fund, educational fund, retirement fund, and other medium to long-term financial goals/projects.

 

  • When should I get life insurance?

 

Now. The best time to get life insurance is way before you need it.

 

 

  • What are the various kinds of life insurance plans?

 

​ 

 

Traditional and Variable Unit Linked (VUL). Life insurance can be bought individually or by a group/corporation as an employee benefit.

 

 

  • What is the difference between term and permanent life insurance?

 

For term insurance, protection ends after the term (1 year, 5 years etc) unless renewed. Permanent life insurance protects you until age 100.

 

 

  • If the policyholder is no longer present, what are the documents that beneficiaries should present to claim?

 

Policy booklet, death certificate, birth certificate of assured and beneficiaries, marriage certificate if insured is married, IDs of beneficiaries and accomplished claim forms (forms to be provided by insurer).

 

 

  • How long does payment disbursement to beneficiaries take?

 

If documents are complete, it should be released within 15 to 30 working days.

 

 

  • Are there additional fees/ taxes to be paid by the beneficiary?

 

Not subject to tax if named beneficiaries are made irrevocable.

Keep your loved ones secured. Always.

Death is inevitable. Only a matter of time when.

 

Feel secure knowing your loved ones will be covered when the unavoidable happens by availing of life insurance.

 

Life insurance is important. The sooner you avail of it, the better. Here’s why.

 

 

  • Why should I purchase life insurance?

 

​

 

Life insurance can be used for income protection, an emergency fund, educational fund, retirement fund, and other medium to long-term financial goals/projects.

 

 

  • When should I get life insurance?

 

Now. The best time to get life insurance is way before you need it.

 

 

  • What are the various kinds of life insurance plans?

 

​

​

 

Traditional and Variable Unit Linked (VUL). Life insurance can be bought individually or by a group/corporation as an employee benefit.

 

 

  • What is the difference between term and permanent life insurance?

 

For term insurance, protection ends after the term (1 year, 5 years etc) unless renewed. Permanent life insurance protects you until age 100.

 

 

  • If the policyholder is no longer present, what are the documents that beneficiaries should present to claim?

 

Policy booklet, death certificate, birth certificate of assured and beneficiaries, marriage certificate if insured is married, IDs of beneficiaries and accomplished claim forms (forms to be provided by insurer).

 

 

  • How long does payment disbursement to beneficiaries take?

 

If documents are complete, it should be released within 15 to 30 working days.

 

 

  • Are there additional fees/ taxes to be paid by the beneficiary?

 

Not subject to tax if named beneficiaries are made irrevocable.